Enjoy Flexible Payments for Dental Care with Fund My Dental

Fund My Dental offers an interest-free way to manage eligible dental treatment costs through smaller weekly repayments. Choose from two payment plans and spread your treatment costs over time.
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Get the Dental Care You Need, with Flexible Weekly Payments

Fund My Dental can help make the cost of dental treatment easier to manage. Instead of paying the full eligible treatment cost upfront, you can choose from two interest-free payment plans and make smaller weekly repayments.

Fund My Dental currently offers access to up to $1,000 or $2,000 in dental treatment, depending on the plan selected. Fees and eligibility requirements apply.

Why Choose Fund My Dental?

Fund My Dental provides a straightforward way to spread eligible dental treatment costs across weekly repayments.

  • Choose between a $39 or $79 weekly payment plan
  • Access up to $1,000 or $2,000 of dental treatment
  • Both plans are interest-free
  • Simple online application and direct debit setup
  • Receive confirmation during the application process
  • Treatment can commence once your payment arrangement is confirmed

A one-off establishment fee applies, along with a $2.50 weekly account-keeping fee while there is an outstanding balance. Late fees may also apply. Treatment must be completed within six months of signup.

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Discover Flexible Payment Options for Affordable
Dental Care

At Joondalup City Dental, we believe in accessible dental care for all. Discover our range of payment options tailored to fit your budget. We accept all health funds, but if you don’t see yours on the list, please get in touch with us.
HBF

HBF

Maximise your HBF benefits at Joondalup City Dental. With this payment option, you can take advantage of comprehensive dental cover. This allows you to receive the quality dental care you need with reduced out-of-pocket expenses. Explore how HBF can support your dental health journey.

Medibank

Medibank

Utilise your Medibank cover at Joondalup City Dental to lessen your dental expenses and achieve healthier teeth and gums. Members with eligible dental benefits can receive significant returns on dental check-ups and necessary X-rays, making your oral care more accessible.

HIF

HIF

We accept HIF health funds to provide flexible options for managing the cost of dental care. This payment method can allow you to receive the dental treatment you need with minimal financial burden.

HCF

HCF

Achieve healthier teeth with HCF benefits at Joondalup City Dental. HCF members enjoy no-gap preventive care services, including check-ups and cleanings, making dental maintenance less stressful. Experience significant savings on treatments and invest wisely in your dental health with HCF.

AHM

AHM

Use your AHM cover at Joondalup City Dental for accessible dental services. Members benefit from lower costs on many treatments, enhancing accessibility. With AHM's benefits, you can access quality care and reduce your expenses.

Bupa

Bupa

At our dental clinic, we accept Bupa, and eligible patients can use their health fund benefits. Members can take advantage of reduced rates on essential preventative and basic dental services. This payment option helps keep your oral care both efficient and economical.

CBHS

CBHS

Use your CBHS health fund cover at Joondalup City Dental for cost-efficient dental care. CBHS members can access substantial benefits for preventive dental services, making essential dental health maintenance more affordable. Benefit from tailored CBHS plans that prioritise dental health.

Nib

Nib

Optimise oral health care with nib at our dental clinic. Nib First Choice offers competitive rates on essential dental services, minimising your out-of-pocket costs. Enjoy accessible, high-quality care and make your oral health a priority with nib's dental cover.

Child Dental Benefits Schedule

Child Dental Benefits Schedule

Eligible children aged 0 to 17 can use the Child Dental Benefits Schedule for their dental care at Joondalup City Dental. This government scheme provides financial assistance that covers essential dental services like check-ups and cleaning, making oral health maintenance accessible to families.

DVA Card Holders

Dental Services for DVA Card Holders

We provide dental services for DVA cardholders so eligible veterans can receive the treatment they need with reduced out-of-pocket expenses. This comprehensive cover includes dental check-ups, prosthetics, and oral surgeries, alleviating financial concerns and maintaining oral health for veterans.

Afterpay

Afterpay

At Joondalup City Dental, Afterpay helps you manage dental care costs. This payment plan lets you receive treatments immediately by spreading the expenses into manageable, interest-free instalments. Enjoy immediate oral care with minimal financial stress, and keep your smile bright.

Medipay

Medipay

Manage the cost of eligible dental treatment at Joondalup City Dental with MediPay’s flexible payment plans. This option may help you spread your dental expenses over time, making it easier to move ahead with recommended care while keeping repayments more manageable. Explore how MediPay can support your dental health journey.

Fund My Dental

Fund My Dental

At Joondalup City Dental, Fund My Dental helps make dental treatment costs easier to manage. Choose from flexible, interest-free weekly payment plans and spread eligible treatment costs over time instead of paying the full amount upfront.

Pretty Penny Finance

Pretty Penny Finance

Pretty Penny Finance provides personal loans tailored for dental procedures, enabling immediate access to necessary treatments. With straightforward application processes and relatively quick approvals, you can manage your dental health costs efficiently and with minimal hassle.

Humm

Humm

Experience ease and flexibility with humm at Joondalup City Dental, enabling you to manage dental payments on your terms. Benefit from up to $30,000 of interest-free credit, available immediately, to cover a wide range of dental treatments.

Frequently Asked Questions

Find answers to common questions about Fund My Dental, including how the payment plans work, available limits, repayments, fees and the application process.
Fund My Dental is a dental payment option that allows eligible patients to spread the cost of dental treatment across smaller weekly repayments. Rather than paying the full treatment cost upfront, you can choose from one of Fund My Dental’s available payment plans and repay the balance over time. The plans are described by Fund My Dental as interest-free, although establishment, account-keeping and other applicable fees may still apply.
Fund My Dental currently offers two payment plan options. The $39 plan provides access to up to $1,000 in dental treatment, while the $79 plan provides access to up to $2,000 in dental treatment. The plan you choose should reflect your expected treatment costs and the repayment arrangement that suits your circumstances. Your application and payment arrangement are managed directly by Fund My Dental.
You can apply through Fund My Dental’s online application process. You will be asked to choose a participating dental practice, select either the $39 or $79 plan and provide the required personal and direct debit details. Fund My Dental then reviews the application and provides confirmation of the payment arrangement. Once confirmed, you can organise eligible treatment with Joondalup City Dental.
Yes. Fund My Dental currently describes both of its payment plans as interest-free. However, interest-free does not mean fee-free. A one-off establishment fee applies to each plan, and a $2.50 weekly account-keeping fee applies while there is an outstanding balance. Late fees may also apply, so it is important to review the current Fund My Dental terms and fees before proceeding.
Repayments are made weekly by direct debit. The $39 plan has a maximum weekly debit of $39, while the $79 plan has a maximum weekly debit of $79. These repayments continue according to your payment arrangement until the outstanding balance has been repaid. Fund My Dental manages the repayment schedule and your account directly.
Fund My Dental states that customers can make additional repayments or pay their outstanding balance earlier through the customer portal. This can help reduce the remaining balance more quickly. You can also use the portal to review upcoming payments, payment history and the amount still outstanding. Current conditions should always be checked directly with Fund My Dental.
Fund My Dental states that private health insurance can still be used where applicable. Any eligible health fund benefit can generally be processed first, with the remaining out-of-pocket amount considered for the Fund My Dental payment plan. Your actual health fund benefit will depend on your insurer, level of cover and the treatment provided.
Fund My Dental states that treatment funded through the payment plan must be completed within six months of signing up. If your treatment involves multiple appointments, it is worth discussing the expected treatment timeline with the Joondalup City Dental team before applying so you can determine whether the payment plan timeframe is suitable.