48 Months To Pay With 24 Months to Save with Medipay

MediPay is an Australian-owned payment plan provider trusted by hundreds of medical and dental practices across Australia, giving patients access to flexible finance with repayment terms of up to 48 months, no upfront deposit, and no hidden fees. Click the Pay Later Calculator to calculate your repayments and apply in minutes.
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smile now pay later medipay

Learn How With Medipay You Can Smile Now and Pay Later

With finance available from $2,000 to $55,000 and repayment terms of up to 48 months, MediPay is designed for treatments both large and small

Patients receive fast pre-approval online, with funds paid directly to Clear Choice Dental so treatment can proceed without delay. And with an Australian-based customer care team on hand to support patients through every step of the process, it’s a seamless experience from application to approval.

Why MediPay?

  • Finance available from $2,000 to $55,000
  • Repayment terms of up to 48 months
  • No upfront deposit required
  • No penalties for early repayment – pay it off sooner and pay less
  • Fast online application with conditional approval within minutes
  • Supported by an Australian-based customer care team
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Get the Smile You Deserve – Call Us Now

Don't wait any longer to achieve a healthy, good-looking smile. Take the first step and call us to make the smile of your dreams a reality.

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Joondalup City Dental

How MediPay Works?

MediPay can help eligible patients spread the cost of approved dental treatment at Joondalup City Dental with fixed repayments over time. Once you have discussed your treatment plan and estimated costs with our team, you can check your eligibility and apply directly through MediPay.

  • Speak with Joondalup City Dental about your recommended treatment and expected costs.
  • Use MediPay’s online eligibility check to see whether this payment option may suit you.
    Complete the secure
  • MediPay application and provide any requested details or documents.
  • MediPay reviews your application based on its lending and suitability criteria.
  • If approved and accepted, payment is made directly to the dental provider.
  • Repayments are then made to MediPay according to your approved payment plan.
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medipay eligibility

Eligibility for MediPay

MediPay is available to eligible applicants who meet its lending criteria and are seeking finance for approved dental, medical or cosmetic procedures. Approval is not guaranteed, and each application is assessed by MediPay based on your personal and financial circumstances.

  • You must be 18 years or older.
  • You must be an Australian citizen or permanent resident.
  • You must be employed or self-employed and earning at least $25,000 before tax per year.
  • Your sole source of income must not be Centrelink.
  • You must have current identification, such as a driver’s licence, passport or Medicare card.
  • You must not be bankrupt or in a debt agreement.
  • You must meet MediPay’s suitability and credit assessment requirements.

Discover Flexible Payment Options for Affordable
Dental Care

At Joondalup City Dental, we believe in accessible dental care for all. Discover our range of payment options tailored to fit your budget. We accept all health funds, but if you don’t see yours on the list, please get in touch with us.
HBF

HBF

Maximise your HBF benefits at Joondalup City Dental. With this payment option, you can take advantage of comprehensive dental cover. This allows you to receive the quality dental care you need with reduced out-of-pocket expenses. Explore how HBF can support your dental health journey.

Medibank

Medibank

Utilise your Medibank cover at Joondalup City Dental to lessen your dental expenses and achieve healthier teeth and gums. Members with eligible dental benefits can receive significant returns on dental check-ups and necessary X-rays, making your oral care more accessible.

HIF

HIF

We accept HIF health funds to provide flexible options for managing the cost of dental care. This payment method can allow you to receive the dental treatment you need with minimal financial burden.

HCF

HCF

Achieve healthier teeth with HCF benefits at Joondalup City Dental. HCF members enjoy no-gap preventive care services, including check-ups and cleanings, making dental maintenance less stressful. Experience significant savings on treatments and invest wisely in your dental health with HCF.

AHM

AHM

Use your AHM cover at Joondalup City Dental for accessible dental services. Members benefit from lower costs on many treatments, enhancing accessibility. With AHM's benefits, you can access quality care and reduce your expenses.

Bupa

Bupa

At our dental clinic, we accept Bupa, and eligible patients can use their health fund benefits. Members can take advantage of reduced rates on essential preventative and basic dental services. This payment option helps keep your oral care both efficient and economical.

CBHS

CBHS

Use your CBHS health fund cover at Joondalup City Dental for cost-efficient dental care. CBHS members can access substantial benefits for preventive dental services, making essential dental health maintenance more affordable. Benefit from tailored CBHS plans that prioritise dental health.

Nib

Nib

Optimise oral health care with nib at our dental clinic. Nib First Choice offers competitive rates on essential dental services, minimising your out-of-pocket costs. Enjoy accessible, high-quality care and make your oral health a priority with nib's dental cover.

Child Dental Benefits Schedule

Child Dental Benefits Schedule

Eligible children aged 0 to 17 can use the Child Dental Benefits Schedule for their dental care at Joondalup City Dental. This government scheme provides financial assistance that covers essential dental services like check-ups and cleaning, making oral health maintenance accessible to families.

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DVA Card Holders

Dental Services for DVA Card Holders

We provide dental services for DVA cardholders so eligible veterans can receive the treatment they need with reduced out-of-pocket expenses. This comprehensive cover includes dental check-ups, prosthetics, and oral surgeries, alleviating financial concerns and maintaining oral health for veterans.

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Afterpay

Afterpay

At Joondalup City Dental, Afterpay helps you manage dental care costs. This payment plan lets you receive treatments immediately by spreading the expenses into manageable, interest-free instalments. Enjoy immediate oral care with minimal financial stress, and keep your smile bright.

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Medipay

Medipay

Manage the cost of eligible dental treatment at Joondalup City Dental with MediPay’s flexible payment plans. This option may help you spread your dental expenses over time, making it easier to move ahead with recommended care while keeping repayments more manageable. Explore how MediPay can support your dental health journey.

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SuperCare

SuperCare

Joondalup City Dental facilitates using your superannuation with Supercare to cover essential dental treatments. This payment plan option helps manage costs by allowing timely access to care. It alleviates the financial burden for you and your family's dental health needs.

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Pretty Penny Finance

Pretty Penny Finance

Pretty Penny Finance provides personal loans tailored for dental procedures, enabling immediate access to necessary treatments. With straightforward application processes and relatively quick approvals, you can manage your dental health costs efficiently and with minimal hassle.

Learn More
Humm

Humm

Experience ease and flexibility with humm at Joondalup City Dental, enabling you to manage dental payments on your terms. Benefit from up to $30,000 of interest-free credit, available immediately, to cover a wide range of dental treatments.

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Frequently Asked Questions

These FAQs can help you understand how MediPay may support eligible dental treatment costs at Joondalup City Dental. For the most accurate information about repayments, fees, approval and suitability, please check directly with MediPay before applying.
MediPay’s target market information refers to loans between $2,000 and $55,000 for approved procedures. The amount you may be able to borrow depends on your treatment cost, eligibility, financial situation and MediPay’s credit assessment.
MediPay states that conditional approval decisions may be provided in 60 minutes or less, subject to suitability, receiving all required information and normal NSW business hours. Final approval depends on MediPay’s lending criteria and supporting documents.
You can apply online through MediPay. Start by checking your eligibility, then complete the secure application form and provide the requested personal, income, expense and identification details. If you need help understanding how MediPay may fit with your treatment plan, our team can guide you to the right information.
MediPay may cover approved dental procedures such as braces, teeth whitening, dentures, dental bonding, crowns, implants, veneers and wisdom teeth extractions. Coverage depends on the procedure, your treatment plan and MediPay’s approval criteria.
Joondalup City Dental

Schedule Your Visit for a Healthier Smile Today!

Book an appointment with a dentist in Joondalup for a healthier, more beautiful smile. Our dedicated dental team is ready to provide personalised care that meets your dental needs.

Book An Appointment 08 9404 9500

Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner. Results, risks, complications, and recovery time vary significantly between individuals.